Short Sale Questions
Answers to your Short Sale quesions.
For answers to these questions and more please click here.

Get Prequalfied for a Short Sale

Foreclosure Questions
Common questions from our clients
For answers to these questions and more please click here.


Chico Foreclosure Prevention Division

It is the mission of our team to provide information and options for homeowners experiencing difficulties with their mortgage.

Whether you want to fight to keep your home, or reach a settlement with your lender on your mortgage, Mortgage Resolution Services is committed to providing you the help and information you need. Once you understand your options, you are in a better position to make the right choice for you and your family.

Among the options that may be appropriate for you:

A Forbearance Agreement with your mortgage company that contains terms under which you are able to keep your home by remaining current on your mortgage and repaying the delinquent amount over time.

Click Here for more information on Forbearance

A Loan Modification that adjusts the terms of your loan to make the payments more manageable for you.
Click Here for more information on a Loan Modification

A Short Sale in which your lender approves a discounted payoff of all existing mortgages. In simpler terms, the lenders accept the proceeds generated by a market sale of the property as the payoff amount on the outstanding loans. Short Sales are frequently approved and escrows closed with no out-of-pocket costs paid by the seller.

Click Here for more information on Short Sales.



Shortcuts
 
If you have fallen behind on your mortgage find the option that is best for you.

We have answers to your questions on Short Sales, so you can see if a short sale is right for you.

Check Our Record
 
It helps to know you are working with somoene you can trust. Check our record.
If you think many of the terms used in discussions on Short Sales and Foreclosures sound foreign, you aren't alone. Let us take the mystery out.
What We Do
              and What We Don't Do
Foreclosure Process Timeline
 
We are here to provide you with options and answers. We do not try and buy your property. Get the details.

  Information on the timing of events when a mortgage becomes delinquent in the state of California.
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 What About My Credit
  Click here to get information on mortgage delinquency and mortgage foreclosure activity in Sacramento and Placer Counties.
   One of the biggest benefits of doing a Short Sale for the homeowner is to avoid the credit damage caused by Foreclosure. Here's some more details.
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Four Things Not To Do
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Four mistakes you don't want to make if you fall behind on your mortgage.   If you are an investor looking for a deal that gives you instant equity or a home buyer just looking for a good deal, buying a short sale may be your answer.
 
 
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